FREQUENTLY ASKED QUESTIONS

How do I apply for a loan?

It’s fast and real easy to see all the requirements and documentation needed to apply.  Visit our  application page for all the information you need.  

Am I eligible?

You need to be with the post office for over a year, physically at work working 32 to 40 hours EACH week with a Net Take home pay of $800 or more, not in the middle of a bankruptcy, and (current pay stubs must show your state and federal taxes being paid where applicable), .

How soon can I get my money?  

Money is transferred by  ACH the next business day except for Friday’s and Holiday’s.

What amount of loans are available?

They range from $0 – $1500 (depending on what state you are in. 

May I pay-off my loan early?  

Yes, without a penalty!  Payments came be made by sending a money order by mail.

Is there a cost to apply? 

There is a one-time fee of $25 – $30 depending on your state.

How do I check my loan balance, payment history, refinance eligibility?

You can call our toll-free customer service line at…  877-836-8567