FREQUENTLY ASKED QUESTIONS

How do I apply for a loan?

It’s fast and real easy to see all the requirements and documentation needed to apply.  Visit our  application page for all the information you need.  

Am I eligible?

You need to be with the post office for over a year, physically at work working 32 to 40 hours EACH week with a Net Take home pay of $800 or more, not in the middle of a bankruptcy, and (current pay stubs must show your state and federal taxes being paid where applicable), .

How soon can I get my money?  

Money is transferred by  ACH the next business day except for Friday’s and Holiday’s.

What amount of loans are available?

They range from $0 – $1500 (depending on what state you are in. 

May I pay-off my loan early?  

Yes, without a penalty!  Payments came be made by sending a money order by mail.

Is there a cost to apply? 

There is a one-time fee of $25 – $30 depending on your state.

How does this application affect my FICO credit score?

We do not report to the Credit Bureau unless you ask or if you loan is being sent to collections.

How do I check my loan balance, payment history, refinance eligibility?

You can call our toll-free customer service line at…  877-836-8567